20/04/2021
Share:
Key notes:
1. Circular 03/2021 dated April 02/2021 eases one-time-large -provision pressure for banks having high restructured loan (VPB, TCB, TPB)
2. Profit is expected to breakthrough in banks owning strong provision buffer. VCB is the most prudent bank in the sector
3. VAMC provision expenses pressure is removed, but provision expenses burden on banks’ profit is still high, especially in VPB. Potential of improving margin for CTG is promising
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