{"id":33094,"date":"2025-09-16T10:09:08","date_gmt":"2025-09-16T03:09:08","guid":{"rendered":"https:\/\/gtjai.com.vn\/?p=33094"},"modified":"2025-09-16T10:09:08","modified_gmt":"2025-09-16T03:09:08","slug":"from-savings-to-open-ended-funds-the-smart-money-shift","status":"publish","type":"post","link":"https:\/\/gtjai.com.vn\/en\/from-savings-to-open-ended-funds-the-smart-money-shift\/","title":{"rendered":"FROM SAVINGS TO OPEN-ENDED FUNDS \u2013 THE SMART MONEY SHIFT"},"content":{"rendered":"

GTJA \u2013<\/b> As deposit rates decline and the stock market rises, open-ended funds are gaining popularity among retail investors as a balanced investment option. Their strong performance, liquidity, and professional management suggest they will remain a preferred choice for long-term investors in Vietnam.<\/span><\/i><\/span><\/p>\n

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Stock market momentum drives fund growth<\/b><\/span><\/p>\n

In August 2025, the VN-Index climbed 11.96% to 1,682.21 points \u2013 its strongest monthly gain in over seven years. Year-to-date, the index has advanced 32.8%, surpassing the combined growth of 2023 and 2024 (Th\u1ecb tr\u01b0\u1eddng T\u00e0i ch\u00ednh Ti\u1ec1n t\u1ec7, 08\/2025).<\/span><\/p>\n

This positive momentum led to strong returns for many open-ended funds. On the Fmarket platform, several equity funds posted double-digit gains in August, outperforming the VN-Index (Th\u1ecb tr\u01b0\u1eddng T\u00e0i ch\u00ednh Ti\u1ec1n t\u1ec7, 08\/2025).<\/span><\/p>\n

Long-term results are also strong. As of June 30, 2025, VinaCapital VESAF reported an average annualized return of 22.9% over five years, more than twice the VN-Index\u2019s 10.8%. SSI-SCA (19.9%), DCDS (19.2%), and VEOF (19%) also delivered solid growth (Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p, 07\/2025).<\/span><\/p>\n

Why Open-ended Funds appeal to Investors?<\/b><\/span><\/h3>\n

Professional management and consistent long-term returns<\/i><\/b><\/span><\/p>\n

Open-ended funds are managed by experienced professionals, providing investors with the confidence of proven, long-term performance.<\/span><\/p>\n

Diverse products for various risk profiles<\/i><\/b><\/span><\/p>\n

The Vietnamese market provides a range of options, including equity, bond, balanced, and money market funds, enabling investors to select products that match their risk preferences.<\/span><\/p>\n